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All of the cars available to purchase from us here at Purser & Luxford in St Ives, Cambridgeshire are available on finance. We have a range of different option when it comes to purchasing cars from us on finance.
Here are just some examples:
With hire purchase, you put a deposit down and then pay a fixed monthly amount. At the end of the agreement, you pay the balance of the car cost (with interest) and at that point you own the car. This was the typical way people would purchase a vehicle, but today there are many other ways.
At present, PCP is the most popular method for purchasing a vehicle, that’s why it’s one of the finance options at Purser & Luxford in St Ives, Cambridgeshire. PCP is similar to a hire purchase agreement, but instead of paying off the whole of the value of the car over a set period, you effectively only pay off the depreciation of the car over the period of the agreement. However, unlike hire purchase, at the end of the term you still owe an amount of money. The main attraction to a PCP over hire purchase is that you are paying a lower monthly amount, but remember, under PCP at the end of the agreement you will have to pay the end payment or give the car back (terms and conditions will apply).
If you want to know more about our cars and how to purchase one on finance from us here at Purser & Luxford in St Ives, Cambridgeshire our team are more than happy to assist you. Pop in to our showroom for a chat about your options and for a great quote. Alternatively, you can call our team on 01480 463850 who will be able to answer your questions.